By purchasing, downloading, or using the My Living Roadmap workbook (“Workbook”), you acknowledge and agree to the following:

1. Not Legal Advice

• The Workbook is provided for informational and organizational purposes only.

• The author is not an attorney, financial advisor, or licensed professional.

• Nothing in the Workbook should be interpreted as legal, financial, or medical advice.

2. No Legal Validity Without Proper Execution

• Any notes, preferences, or instructions you record in the Workbook are not legally binding.

• For your wishes to be legally recognized, you must consult with a qualified attorney, complete the appropriate legal documents, and ensure they are properly executed, notarized, and stored according to state law.

3. No Access to Personal Content

• The author and publisher of the Workbook will not have access to any personal, private, or sensitive information you enter into the Workbook.

• All content you write, store, or share using the Workbook remains in your control.

4. Limitation of Liability

• By using the Workbook, you acknowledge and agree that the author and publisher are not responsible or liable for:

• Any outcome related to the completion, non-completion, storage, or use of the Workbook.

• Any breach, loss, theft, or unauthorized access of the information you include in the Workbook.

• You accept full responsibility for securing your information and for consulting the appropriate professionals to ensure your plans are legally enforceable.

5. Acceptance of Terms

• By proceeding with your purchase and/or use of the Workbook, you confirm that you have read, understood, and agreed to this Disclaimer & Agreement.